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Visit the citicards my account Online website to repay your card balance online. Follow that link and type in the information the web page asks for. If you usually do not put in a very date, it can default for the next day. Before a plastic card company will settle with you banking account must be a minimum of 90 days late. Fortunately, notifying creditors of a death isn't a complicated matter. Credit unions usually pay higher rates of interest on deposit accounts than banks do because credit unions aren't-for-profit entities whereas banks are.